NAIROBI, Kenya, Mar 12 – Stima DT Sacco disbursed Sh4.25 billion in mobile loans and Sh435.8 million in affordable housing credit in 2025.
The digital loans formed part of Sh29.19 billion in total credit issued during the year. 141,066 loans were processed through the Sacco’s mobile app, serving its 151,800 active members.
Over 93 percent of members now use mobile channels, according to CEO Gamaliel Hassan.
The Sacco’s overall loan portfolio grew 4.6 percent, with repayment rates at 93.62 percent.
It also invested Sh53.19 million in Shariah-compliant financing and introduced loans for electric vehicles and energy-efficient home upgrades.
In 2024, Sacco sector data shows cooperatives advanced Sh137.1 billion in land and housing financing.
